Equity Life LLC
Equity Life offers life settlements to accredited investors for a contractual return. Life settlements are a great investment opportunity to hedge against stock market risk. They can be purchased with non-qualified funds (cash) or qualified funds (Retirements Accounts [i.e., IRA, Roth IRA, 401k]).
Why Equity Life LLC?
Equity Life was established by a team of professionals with decades of combined experience dealing with life settlements. Equity Life is at the cutting edge of the life settlements industry, offering a revolutionary way to structure the investment, offering investors more protection, lower costs, and potentially higher returns.
What is a Life Settlement?
Thousands of senior citizens are looking to sell their life insurance policies for cash. Many use the cash they receive to help pay for end of life and long-term care costs. When they sell their life insurance policy to an investor or third party for cash this transaction is called a life settlement.
​
Example: Jane is 85 years old. She owns a $1,000,000 life insurance policy. She has developed chronic health problems, and now needs nursing care. Jane decides to sell her life insurance policy, instead of continuing to pay for it. She will then use the cash to pay for her long term care costs.
Why invest into life settlements?
For decades, only ultra-wealthy and institutional investors (big banks, investment companies, etc.) could afford to buy life settlements. However, today accredited investors can now purchase this product. Rather than one wealthy investor purchasing an entire policy, now accredited investors can own a small portion of that policy.
​
What makes life settlements so attractive to accredited investors is the diversification provided and non-correlation to the stock market.
​
​
​